How to Pay for Your Care

Insurances Accepted

Unity Care NW accepts Apple Health (Medicaid), Medicare, and private insurance. If you have insurance, bring your insurance card to every visit. For a list of private insurance plans we accept, call us at (360) 676-6177.

If you have Apple Health (Medicaid), you must be assigned to Community Health Plan of Washington or Molina in order to receive care at Unity Care NW. If you need to switch to one of these plans, please contact Outreach and Enrollment at (360) 788-2669 for assistance.

Make sure that Unity Care NW is listed as your Primary Care Provider (PCP) on your insurance card. If you do not know who your Primary Care Provider is, call your health plan:

  • Community Health Plan of Washington: (800) 440-1561
  • Molina: (800) 869-7165

If You Do Not Have Insurance

We can help you apply for health insurance. Unity Care NW’s Outreach and Enrollment Specialists can tell you what you may qualify for and walk you through the application process at our Bellingham and Ferndale locations. For more information, contact our Outreach and Enrollment team at (360) 788-2669.

Good Faith Estimate

You have the right to receive a Good Faith Estimate for the total expected cost of the primary service that UCNW expects to provide. This could include any items or services for which there are separate charges that are reasonably expected to be provided by UCNW in conjunction with the primary service.  For questions or more information about your right to a Good Faith Estimate, call 360-676-6177 or visit Full details available here.



Sliding Fee Discount Program

To keep your care affordable, Unity Care NW provides a Sliding Fee Discount Program. The Sliding Fee Discount Program can lower the cost of your care. It can help patients who are uninsured or who have high co-pays or deductibles. Eligibility is based on household size and income. Patients who receive assistance through the Sliding Fee Discount Program will need to complete paperwork each year to remain eligible. To apply for the Sliding Fee Discount Program, contact our Outreach and Enrollment staff at (360) 788-2669 or You will be asked to complete a Sliding Fee Discount Program Application and provide current proof of household income.  If you have no income, you may fill out a Self Attestation of No Income form.


Patient Accounts

Unity Care NW will bill third party payers for services. You will receive a bill if your insurance does not pay all or part of the charges for services you receive. If your insurance plan requires a co-pay, you will need to pay it at the time of your appointment.

If you are eligible for the Sliding Fee Discount Program, a minimum payment is due at the time of service. You will be billed for any fees over the minimum amount due, based on your eligibility for our Sliding Fee Discount Program.

You will receive a monthly statement if you have any outstanding balances on your account. If you cannot pay the balance on your account, please contact our Patient Accounts Department staff at (360) 676-6177. They will work with you to make payment arrangements. If you do not make payment or payment arrangements with our Patient Accounts Department, your account may be turned over to collections and/or your care at Unity Care NW may be suspended. We will make every effort to work with you prior to that occurring.